I would drop one of the Browns RBs for Payne, just the tricky thing is knowing which one to drop for him. I personally think Bortles will have a big year, but I would wait until after week 1 to see it before dropping Cutler for him. If you picked 12/12, you should be #1 on waiver? If so, you should be able to play Cutler week 1 and then see which QB has a good outing, maybe Bortles, maybe Carr, maybe Mariota, and then pick them up on Waiver to ride the year out on.